Enough is Enough: Why I Had to Retire

An Update on Terri’s journey…

Second Wind Leisure Perspectives

Retirement Life...or is it? Retirement Life…or is it?

Exactly one month ago, I retired from public service in recreation and parks, after 31 years. I shared several blog posts about my retirement experience, including a guest post on A Momma’s View.

I thought this might be a good way to wind up my retirement series with a post from the daily prompt Enough Is Enough.
Yes, the fight is over.

In my guest post I stated,

“Does this bother me? Sure, a little. The stress of change has been taking its toll on me these last two years. It is exhausting to explain to someone 20 years your junior how certain things are done and why. I know without a doubt why older people retire and give up. It’s just too hard.”

After sitting through drastic changes to our recreation department as a result of the great recession, and enduring the miserable decisions…

View original post 393 more words

Why Retire At 55? (Part 1)

I have a unique opportunity to retire at age 55; maybe not that unique, but more of a rarity. I was fortunate to begin work for a recreation and parks department at a municipal government agency at age 26.

How can I retire at 55? In California, we (and our employers) pay into CalPERS, a public employee retirement system. To retire, the formula for eligibility is 2% at 55. With 30+ years in, this is the equivalent of retiring with 60% of my salary. I have 31 years in with PERS as I was able to purchase service credits from working part-time during college at PERS agencies. With 31 years, I am retiring with 62% of my salary.

Image credit by globalaging.org

Image credit by globalaging.org

Continue reading